Free auto loan calculator: estimate your monthly car payment, total interest, and amount financed from price, down payment, trade-in, sales tax, APR, and loan term.
Financing notice: This auto loan calculator estimates monthly car payment and interest from price, tax, down payment, and APR—it does not include dealer fees, gap insurance, extended warranties, or lender-specific underwriting. Final loan terms come from your bank or credit union.
Summary: Enter vehicle price, down payment, trade-in value, sales tax rate, APR, and loan term. You get estimated monthly payment, amount financed, total interest, and a term comparison table for 48–84 months.
Auto Loan Calculator
Use this auto loan calculator when you need a quick car payment estimate before visiting a dealer or comparing refinance offers. Trade-in value reduces taxable amount and loan principal in this model.